- Primary & Excess Coverage
- Combined Product-Work Hazard and Life Science Professional Liability Form
- A+ US insurer partnership for ultimate financial security
Life Science Liability Coverage
Tailored liability for a transformative industry that includes:
- Up to $20M in Capacity for preferred risks
- Low minimum premiums for start-ups and clinical trials
- Non-Admitted for ultimate flexibility (admitted product coming soon)
PRIMARY LIFE SCIENCE LIABILITY POLICY
Coverage Innovation and Integration.
We offer Products-Work Hazard Liability and Life Science Professional Liability coverage on a combined, A+ rating backed form for seamless delivery of critical enterprise-wide coverage with flexible capacity levels and attachments points.
Primary Form Highlights*
- Pure Claims Made Form
- Enterprise Wide “Insured Product”, “Insured Work”
- Duty to Defend, Defense Within Limits
- Broad Life Sciences Insured Definition
- Worldwide Territory Available
- Waiver of Subrogation
- Primary, Non-contributory
- 90 Day Cancelation Provision
- Prospective Batch/Related Claims
- Deductible does not Erode Limit
- Prospective Related Claims Language
- 90 Day Extended Reporting Period
- Punitive & Exemplary Damages-Favorable Venue
- Specialized manuscript coverage development available
Supplemental Coverage Offerings
- Data Breach Liability
- Data Breach Expense Coverage
- Care, Custody or Control Property Damage Expense
- Crisis and Mitigation Expense
- Class 1 Product Recall Expense Reimbursements (can be expanded to product withdrawal)
- Clinical Trial Medical Expense Coverage (in addition to policy limits)
Download the Forms
EXCESS FORM
We offer a traditional follow form excess policy with an emphasis on following primary products-work hazard and life science professional liability risks with flexible capacity levels and attachments points.
We can consider offering excess coverage over other casualty lines. A full primary submission and primary coverage language is required to underwrite excess liability.
ABOUT OUR CARRIER
Nationwide E&S/Specialty is a wholly owned subsidiary of the Nationwide Mutual Insurance Company of Columbus, Ohio. Nationwide E&S/Specialty was incorporated in 1982 as a Delaware corporation. Since September 30, 1987, Nationwide E&S/Specialty has been incorporated in the state of Ohio. The Company’s headquarters are located in Scottsdale, Arizona. The Company conducts business on both a surplus lines basis and admitted basis in all 50 states.
The Company utilizes the following paper to write business:
- Scottsdale Insurance Company: Surplus lines in all states except; admitted in AZ, DE & OH
- Scottsdale Indemnity Company: AZ and DE
- Scottsdale Surplus Lines Insurance Company: OH
A.M. Best
Standard & Poor’s
FORTUNE 100
company
GET CONNECTED
We are accepting new business. Give us a call anytime. Whether you have a question or a submission, our team welcomes engagement at every level.